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I Am In The Process Of Filing For Long Term Disability Insurance From My Employer? How Has This Process Gone For Others?

I Am In The Process Of Filing For Long Term Disability Insurance From My Employer? How Has This Process Gone For Others?

A MyParkinsonsTeam Member said:

@A MyParkinsonsTeam Member: Military initially offered me 30% disability for my Parkinson Disease, my lawyer was not going for it. SSA granted me 100% disability, partially for the PD but coupled with the Bi-Lateral Hip Replacements, Shoulder injury, PTSD, etc...

I recommend that you make a list of all your medications and for each one identify the accompaning side effects focusing on the ones that impacts your quality of life and day to day living. You might get your license revoked or restricted.

I intially felt bad about accepting the benefits I was receiving until I realized I had invested in these health safety nets and I should be able to use them.

posted about 4 years ago
A MyParkinsonsTeam Member said:

It may not take the services of an attorney, but if you're turned down for anything, whether it's dis-
ability or insurance coverage for newer medications, always appeal the decision if you're denied. It sometimes seems as though denial is the default response until their review board is challenged. - then approval seems to
come through. The key is to clearly state the problem you hope to treat, what the stated efficacy of that treatment is in the literature or ads for the product on internet sites [FDA has to approve the claims made by manufacturers.] Also I think reviewers are more sympathetic toward people who care enough to sit down and compose a letter making the case for their request. nagging is a virtue when iot comes to receiving benefits you've prepaid for. one of the points i bring up is how i hope the treatment will give me more "on" time, so that i can exercise more and delay my arrival on the doorstep of a nursing home. with the silver tsunasmi of care-needing senior citizens on the horizon there is a need to keep people at home as long as possible.

posted about 4 years ago
A MyParkinsonsTeam Member said:

My husband came down with Guiliian-Barre & went on short term disability. After 6 months we applied for long term disability thru his work only to be told he had to apply for Fed. SS disability first, then they would pay the difference to come up to his insured amount. Didn't see that in any clause when he signed up & paid for all those years.Never again will I pay for long term insurance. Luckily he was approved for Fed. SS disability.(He was completely paralyzed) Good luck.

posted about 4 years ago
A MyParkinsonsTeam Member said:

I got approved for ssdi, I did not use a lawyer.
It took 4 months ,it takes 6 months being out of work or on short term disability insurance then it starts on the 7 month but you don't receive payment till the 8 month..

posted about 4 years ago
A MyParkinsonsTeam Member said:

I did not use an attorney.
Lola

posted about 4 years ago
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