I don't think you can get Long Term Care Insurance once you have a pre-existing condition like PD.
May 11, 2025
While the search results don't specifically address long-term care insurance experiences, here are some helpful tips for managing insurance decisions: Start by thoroughly understanding any policy you're considering. Key questions to ask include:
- What's the deductible amount
- Are there copayments involved?
- What is Show Full Answer
While the search results don't specifically address long-term care insurance experiences, here are some helpful tips for managing insurance decisions: Start by thoroughly understanding any policy you're considering. Key questions to ask include:
- What's the deductible amount?
- Are there copayments involved?
- What is your coinsurance responsibility?
- Which care providers are covered in-network? Before committing to any insurance policy, it's recommended to call the insurance company directly to verify coverage details and get estimates of out-of-pocket costs. You may also want to negotiate rates upfront when possible, especially for services that might not be covered. Remember that while some plans offer out-of-network benefits, this isn't always guaranteed, so be sure to clarify these details before purchasing.
May 10, 2025